OVER $3,100,000 HAS BEEN PAID TO MEMBERS AND THEIR FAMILIES IN TAX-FREE DISABILITY & LIFE INSURANCE BENEFITS!
IBEW LOCAL 103 Voluntary Income PROTECTION
Continue getting paid if you can’t work due to injuries, illnesses, surgeries, or death.
Plan Information Overview
– Short-Term Disability (STD) pays for up to 24 weeks
– Long-Term Disability (LTD) pays for up to 10 years
– Life Insurance with AD&D for Member, Spouse, and/or Dependent(s)
Guaranteed Approved Coverage: No medical questions or tests for actively working Members.
Time Left to Enroll
Day(s)
:
Hour(s)
:
Minute(s)
:
Second(s)
Enrollment Ends 8/29/2025
Coverage Begins 9/1/2025
IBEW Local 103 Claimant Testimonials
My claim was due to an injury that caused me to be out of work for months. Felisha Jones took charge of my account. She communicated every time there was a change or a question. Felisha provided excellent customer service. It was nice to have such an advocate in my corner, during a time of need, especially with all that has been going on with this world lately. Highly recommend this company, and will advise my fellow union Members to please protect themselves, and sign up immediately.
I thank you so much, Felisha
My dealings with Union One were excellent! I really want to thank Kassandra Figueroa for going above and beyond my expectations in sorting out all issues and making my claim process an easy one!
Did the customer service at Union One meet your expectations?
Better than I expected
If you had any issues with your claim, did a claims representative at Union One resolve them quickly?
I did not have any issues with my claim
How difficult did you find it to submit your claim?
Easier than I expected
Did the Claims Representative at Union One inform you of what to expect during the claims process?
Provided ALL the information needed
Was the Claims Representative accurate about what to expect during the claims process?
Yes, they were accurate
How was your overall claim experience?
Better than I expected
How important were these benefits to helping you maintain financial stability?
Crucially important
Would you like to write a testimonial for our website? If so, please write your testimonial in the block below.
Tiffany was great. After my claim was approved. She said I would receive a check in about a week. I received it the next day. Overall, I’m very happy with the whole company.
Did the customer service at Union One meet your expectations?
Better than I expected
If you had any issues with your claim, did a claims representative at Union One resolve them quickly?
Quicker than I expected
How difficult did you find it to submit your claim?
Easier than I expected
Did the Claims Representative at Union One inform you of what to expect during the claims process?
Provided ALL the information needed
Was the Claims Representative accurate about what to expect during the claims process?
Yes, they were accurate
How was your overall claim experience?
Better than I expected
How important were these benefits to helping you maintain financial stability?
Crucially important
Important Information
IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will increase on the policy anniversary date after you move into a new age bracket.
Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $3 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability and Long-Term Disability. A $2 technology fee is included in all listed monthly costs for the following coverages: Member Life and Spouse Life.
IMPORTANT: If you depart from IBEW 103, opt out of paying dues, or retire, you must notify the Customer Service Center at (224) 770-5305. Not doing so within 90 days could delay or negate your eligibility for a refund.
We encourage Members to thoroughly review the complete policy booklet. Email info@unionone.com to request a copy.
This program is administered by Union One Benefits Administration.
This voluntary benefit plan is classified as a Safe Harbor plan and, as such, is not subject to the Employee Retirement Income Security Act of 1974 (ERISA). The IBEW does not contribute to the premiums for this plan on behalf of its Members, does not endorse the plan, and does not require Members to enroll in the plan. Furthermore, the Union receives no financial or other consideration in connection with the administration or promotion of this program.
For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance.
For Life: You have 31 days to notify Union One of your retirement if you wish to port or convert your Life Insurance.
Group Insurance coverages are issued by Sun Life Financial. Sun Life financial and the globe symbol are registered trade-marks. All rights reserved.
